USGS National Seismic Hazard Model values at the county centre, 661 sq mi of land.
Low hazardValues are for the county centroid (39.470, -77.398) at Site Class D, Risk Category II, ASCE 7-16. A specific parcel can differ, mostly because of soil.
Damaging earthquakes are infrequent here, but "low" is not "zero". The New Madrid and Charleston events both struck areas that look like this on a hazard map.
Buildings here are designed to Seismic Design Category B, which is how U.S. codes classify earthquake demand on a site. It drives structural detailing, bracing and, in the higher categories, whether a site-specific ground-motion study is needed at all.
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